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CCST 9080 - Fintech: Financial Inclusion, Emerging Markets, and Social Value

Assignment 1

Deadline: March 18, 2026, 23:59

We have explored cryptocurrencies, blockchain technology, its core proper8es, and their social and economic impacts. Although blockchain originated in the financial sector, it is now being applied across many different fields. In this assignment, you will apply what you have learned to your own discipline. Your task is to write an essay that iden8fies a real-world pain point in your field of study and proposes a blockchain-based solu8on.

Your essay should:

Provide sufficient background on the chosen field and problem.
Clearly describe the pain point.
Review exis8ng solu8ons, if any.
Explain why blockchain could be an appropriate solu8on.
Discuss both the benefits and the poten8al limita8ons or risks.

If you have any ques8ons about Assignment 1, please reply to the discussion thread on Moodle (hNps://moodle.hku.hk/mod/forum/discuss.php?d=1014736). If your ques8on is not suitable for a public post (e.g., specific ques8ons about your submission), you may email the TA, Yazheng Yang ([email protected]), and cc Ka-Ho Chow ([email protected]).

Deliverable

Submit one PDF file containing:

A cover page with:

Title
Full name
UID
Degree program

Up to 5 pages of main content
Any number of pages for references and appendices

Late submissions, exceeding the page limit, or poor typesebng that affects readability and comprehension may result in penalty marks, as appropriate.Grading Rubric

This is not a programming assignment. You are not expected to build a blockchain system. We will not evaluate your technical sophis8ca8on but instead focus on your understanding of blockchain proper8es and how they can be applied. We are looking for:

A well-explained real problem in your discipline
A thoughcul and realis8c blockchain applica8on
Evidence of cri8cal thinking, including limita8ons

The essay will be graded as follows:

Clarity of the Proposed Applica8on – 30%

How clearly and logically you explain the problem, the proposed blockchain applica8on, and how it works.

Problem-Solu8on Fit – 30%

How well your proposed use of blockchain addresses the iden8fied pain point, with clear links between blockchain proper8es and the problem.

Compara8ve Thinking – 20%

How thoughcully you compare your blockchain solu8on with exis8ng alterna8ves, including their trade-offs.

Reflec8on and Societal Impact – 15%

How well you consider broader implica8ons, such as ethical, legal, social, or economic effects, as well as poten8al risks.

Sources and Presenta8on – 5%

The quality and relevance of your references, proper cita8on, and overall readability and presenta8on of the essay.

Writing and Formatting

Structure

You may follow the style of a short academic report, but clarity is more important than strict formabng. A typical structure could include:

Title
Introduc8on
3Pain Point and Background
Proposed Blockchain Solu8on
Advantages and Limita8ons
Conclusion
References

You may use any cita8on style, but it must be consistent throughout the report. Use reliable and up-to-date sources where possible. Remember to use cita8on markers such as “Zhong et al. [1] proposed a method” in the main content and list the corresponding references at the end.

Formatting Guidelines

You may use Word, LaTeX, or any tool that can generate a PDF.

Use a clear, readable font (e.g., Times New Roman or similar)
Recommended sizes:

Sec8on 8tles: 16 pt
Subsec8on 8tles: 14 pt
Body text: 12 pt

Ensure figures and tables are clear and legible

Generative AI Policy

You may use genera8ve AI tools. However:

You must understand and rewrite any AI-generated content (AIGC).
Submissions that consist of unedited AIGC will be treated as plagiarism.

We will not use tools to detect AIGC, but it is usually obvious if a submission is filled with it. If you must include any original AIGC, you must declare the following in the appendix: